PrivacyEffective October 10th, 2018
Privacy Policy
This privacy policy sets forth how personal information is collected and used, that is provided on Internet Web site located at www.investgem.org and the associated mobile application known as “investgem” as owned and operated by investgem Investments LLC (“investgem”). By using investgem.org you agree to be bound by the terms and conditions of this Agreement and investgem Privacy and Security Policy, as they may be amended from time to time in the future (see “Change to this Policy” below).
investgem is committed to maintaining the confidentiality, integrity and security of any personal information about our users. This Privacy & Security Policy explains how we protect personal information provided through our website www.investgem.org (the “Site”) and how we use that information in connection with our service offered through the Site (the “Service”). “Personal information” for purposes of this Policy means information that identifies you, such as your name, address, phone number, fax number or email address.
investgem stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.
Personal Information Collected
We may collect the following personal information from you:
Contact Information such as name, email address, mailing address, phone number
Financial Information such as bank or brokerage account numbers, types of investments
Unique Identifiers such as user name, account number, password
Preferences Information such as product wish lists, order history, marketing preferences
Demographic information such as age, education, gender, interests and zip code
When you download and use our Services, we automatically collect information on the type of device you use, operating system version, and the device identifier (or “UDID”). We do not collect your location based information.
Information Sharing
investgem uses and discloses your personal information only as follows:
to analyze site usage and improve the Service;
to deliver to you any administrative notices, money alerts and communications relevant to your use of the Service;
to fulfill your requests for certain products and services;
for market research, project planning, troubleshooting problems, detecting and protecting against error, fraud or other criminal activity;
to third-party contractors that provide services to investgem and are bound by these same privacy restrictions;
to enforce investgem’s Terms of Use; and as otherwise set forth in this Privacy and Security Policy.
In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your email address used for registration on the Service may be provided to that co-brand partner. In addition, we may, from time to time, offer promotions with various businesses, websites, mobile applications or third parties, which may include opportunities for you to earn deposits within your investgem account. Each such promotion will be subject to and governed by our Terms & Conditions, this privacy policy and any applicable rules or terms we may post online, include within e-mail or other communications or otherwise make available to you. To the extent you elect to participate in any such promotion or otherwise make any purchase subject to a promotion, we may share personal information such as name, e-mail address, purchase dates and other related information with the applicable third party for the limited purpose of allowing the parties the make the promotion available and track participation within such promotion. We may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request. If investgem is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.
User access and Choice
If the personal information on file for you changes, or if you no longer desire our service, you may correct or update it by making the change on our member information page or by emailing Customer Support. We will retain and use your information as necessary to comply with our legal and/or regulatory obligations, resolve disputes, and enforce our agreements.
Cookies / Tracking Technologies
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site. We may use both session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” directory. If you reject cookies, you may still use our site, but your ability to use some areas of our site, such as contests or surveys, will be limited. The use of cookies by our partners, affiliates, tracking utility company, service providers is not covered by our privacy statement. We do not have access or control over these cookies. Our partners, affiliates, tracking utility company, service providers use session ID cookies to make it easier for you to navigate our site..
Security
The security of your personal information is important to us. When you enter sensitive information, such as financial information, on our forms, we encrypt the transmission of that information using secure socket layer technology (SSL). We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Web site, please contact us.
Changes to this policy
We may update this privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Contact Us. We welcome your questions, comments, and concerns about privacy. You can contact us at support@investgem.org.
The term halal, when applied to investments, is subject to multiple interpretations. We define halal investments as investments permitted by Shariah law. Shariah-compliant investments are investment products governed by the requirements of Shariah law and the principles of the Islamic religion.
Any financial forecasts or financial returns, whether in the form of dividends or capital appreciation displayed on this website are for illustrative purposes only and are not a guarantee of future results. Private credit investments are subject to credit, liquidity, and interest rate risk. In the event of any default by an investor, you will bear a risk of loss of principal and accrued return on such investment, which could have a material adverse effect on your investment.
Any investment target interest rate presented here is intended for informational purposes only and does not guarantee future performance or results. This model assumes no variability, including fluctuations in interest rate, customer withdrawal requests, late payments, or penalties, and our management fees have remained unchanged throughout this projection. Please be aware that all investment involves inherent risks, and past performance is not indicative of future outcomes. Customers are advised to consult their own legal and tax advisers regarding their specific circumstances and needs. We do not accept any liability for any loss or damage arising from the use of this information or for any actions taken based on this information without seeking professional advice.
No communication by Investgem or any of its affiliates through this website should be construed or is intended to be investment, tax, financial, accounting, or legal advice. Investgem, Inc. is an SEC-registered investment advisor (RIA). Such registration should in no way imply that the SEC has endorsed the entities, products or services discussed herein.
We are currently offering a referal bonus of $500 for new customers that invest at least $1,000. The referral bonus will be paid out to both the referrer and the referee within 30 days of the referee's investment. The referee must be a new customer and must invest at least $1,000 in order for both parties to receive the bonus. The reward will be issued as a deposit of 500 USDC directly into the portfolios of the respective parties. We reserve the right to modify, amend, or terminate any incentive programs, promotions, or rewards at any time, with or without prior notice. For the most current information and terms, please contact For the most current information and terms, please contact support@investgem.org